dobio sam informaciju da ove linkove treba danas pratiti  :

http://www.marketwatch.com/quotes/aig
http://www.marketwatch.com/quotes/jpm
http://www.marketwatch.com/quotes/wm?sid=5337

Doduše malo netočno...ti daš banci npr 100 dinara a ona na temelju toga izda nekom kredit od 150 dinara...ex nihilo
obveznice...kupuju banke ponekad...ali prvenstveno su namjenjene da bi se izbjegle banke i krediti(povoljnije za poduzeće)...mislio si na dionice?
Obveznica je u biti najsigurniji papir....ona se mora isplatiti..bez obzira na gubitak,...dok dionica ne...

Wall STreet se otvara u 15:30 po nasem. Ocekuje se isto s**nje kao i juce.

Jos jedan koristan sajt, Njujorska berza : http://www.nyse.com/

 to je stari nachin poslovanja ,ali im "nije donosio dovoljnu zaradu"  ... zato su sad izmislili josh gore  .primer ovo sa hipotekama : ponude nekom jadniku "povoljan" kredit za kucu ,koji on ne moze da isplati . na osnovu njegove hipoteke izdaju sopstvene obveznice (ne deonice  ) (to su radile one 2 najvece hipotekarne kuce feni mej i fredi mek) . te obveznice se visoko kotiraju i kupuju ih sve centralne banke po svetu .

 problem je nastao shto su pocheli svima da nude hipotekarne kredite (bukvalno  ) .veliki broj tih ljudi nije uspeo da ih isplati ,banke su se nashle s ogromnim brojem nekretnina u rukama koje nisu mogle da se prodaju - cena im pada i ... 

AIG ode pod 2$ 

Znam da su ameri pretjerali sa sekuritizacijom aktive....ali to im je u tom trenutku omogućilo veliki rast novčanog tržišta.
Problem kod hipotekarnih kredita je bilo nerealna očekivanja i prenapuhane cjene...koje je onda sve povuklo

on još nije zakazao

Doduše burza mi kod vas osim čelika crvena


Što mislite hoće li ovo još više nafti spustiti cijenu

Vec je danas pala na 92.1 $

AIG -1.56%
Goldman&Sachs -5.82%
Morgan Stanley -4.85%

AIG je malo porastao ,sad je negde malo ispod 3 $ . u principu sve zavisi da li ce im neko uskoro (max 24 h) ispljuniti sitnicu od 50 milijardi $  da se malo prikrpe ... ali niko se ne javlja ,pa im ostaje jedina nada - FED ...

FED: "Kamate ostaju!!!"

Fed leaves rates unchanged
Central bank disappoints investors who hoped it would respond to financial market woes with another rate cut.

NEW YORK (CNNMoney.com) -- The central bank left its fed funds rate at 2% despite increased hopes for a rate cut. Wall Street wanted a cut in order to help ease the pain in the financial sector and restore investor confidence.

The Fed's policymakers acknowledged the deepening problems facing the nation's financial markets as well as weaker economic fundamentals in its statement.

"Strains in financial markets have increased significantly and labor markets have weakened further," said the statement, making reference to the jump in unemployment to a five-year high of 6.1% in August. It also warned that softer spending by consumers is expected to slow economic growth.

But the Fed added that it believes rates are already low enough to spur future economic growth and that despite recent declines in commodity prices, such as oil, the outlook for inflation remains uncertain.

The fed funds rate is the central bank's key tool to affect the economy. Lowering the rate pumps money into the economy by reducing the cost on a broad range of loans, including credit cards, home equity lines and many business loans.

Stocks initially fell on the announcement but bounced back and were higher in late afternoon trading even though expectations had grown in recent days that the Fed would respond to market turmoil by lowering rates. According to futures contracts listed on the Chicago Board Trade, investors were betting Tuesday morning that a rate cut was almost certain.

In the past nine days, the Treasury Department took control of mortgage giants Fannie Mae (FNM, Fortune 500) and Freddie Mac (FRE, Fortune 500), investment bank Lehman Brothers (LEH, Fortune 500) filed for bankruptcy and Merrill Lynch (MER, Fortune 500) agreed to a buyout by Bank of America (BAC, Fortune 500).

In addition shares of American International Group (AIG, Fortune 500), the nation's largest insurer, and Washington Mutual (WM, Fortune 500), the nation's largest savings and loan, have plunged due to investor doubts about their ability to raise necessary capital.

One possible indication of the continued market turmoil is that New York Federal Reserve President Timothy Geithner did not attend the meeting. Christine Cumming, first vice president of the New York Fed, voted in his place.

Geithner has been widely acknowledged as the main person involved in Wall Street's efforts to save struggling financial firms.

In March, the Fed agreed to guarantee $29 billion in loans so that JPMorgan Chase would buy Bear Stearns. And Geithner led this weekend's last-minute efforts to save Lehman. Those talks between regulators and top banking officials were held at the offices of the New York Fed.

(CNN)